Easier Than You Think
Our cash loans are unbelievably simple, and are designed to get you exactly what you need when you need it. In essence, all you need is a state issued form of I.D and any item of value. Bring your item in, we'll give you the cash you need, and your item will wait on a shelf for you to return for it. When you come back, simply return the amount you borrowed plus a small interest charge and your item goes back home with you. It couldn't be simpler.Below you'll find some of the questions we get most often and their answers. If your question isn't answered here, feel free to contact us - we'll be glad to help.
How does _____ work?
How much can I borrow?
There is no real limit to how much you can borrow in general. However, the value of them item(s) you bring in do place an upper limit on your loan value.Simply put, the more valuable the item you bring, the more you can borrow against it.
How long do I have?
The state of Georgia mandates that all pawn loans be written in 30 day periods, with a 10 day grace period. Effectively, this means that you have 40 days total, though you should be aware that you may be obligated to pay the interest accrued in the grace period should you chose to pick up your item during those 10 days.
What do you take?
Gold, Silver, & Precious Metals
We always accept all forms of precious metals including gold, silver, platinum, and palladium.
Diamonds, Precious Gems, & Jewelry
We specialize in diamonds and precious gems. This means our highest payouts will be on jewelry items.
Newer High-End Electronics
The newer the better when it comes to electronics.
In reality, we'll consider anything for pawn or purchase. We've accepted musical instruments and equipment, contractor grade tools, even antiques and collectibles.Truthfully, you simply need to bring your item to the shop and let us take a look at it.
What happens if...?
What happens if I'm late
Nothing really. As long as you keep in contact with us, we'll work with you however we can. If you're late, that happens, we understand. At the absolute worst, you'll incur the regular interest your loan would have anyway. Not to worry.The biggest thing is that you simply keep up with us, and nothing will happen to your item.
What happens if I don't come back?
Nothing at all. After the 30 day term of your loan and its associated 10 day grace period have passed, your loan will be foreclosed. Once this happens, your item is subject to be sold.You are entitled to purchase the item, of course, but have no obligation to do so.